Fiduciary

Today, everyone calls himself a financial advisor. But, not all financial advisors are fiduciaries.

Our firm is a fiduciary … always.

  • We’re a registered investment advisor. And, under the Investment Advisors Act of 1940, registered investment advisors have been fiduciaries for almost 80 years.

    The fiduciary standard is the very highest standard.

    The Uniform Prudent Investor Act defines the fiduciary standard of care. To date, it has been enacted in all states and its key duties are part of our business practices.

    • Duty of loyalty

      • We act in the best interest of our clients, promptly disclosing and avoiding conflicts of interest. One way we do this is by providing our Form ADV Part 2 (disclosure brochure) to prospective clients and offering it to existing clients annually. Also, we act in the best interest of our clients by protecting their privacy. View our Form ADV Part 2 or Privacy Policy.

    • Duty to know our client

      • We create a comprehensive financial plan for all clients as an integral part of our wealth management process. This assures we know our client, and our advice and actions are consistent with their unique goals, circumstance and risk tolerance.

    • Duty to investigate and diversify investments

      • We perform due diligence for client investments, investigating the relevant facts of each investment and evaluating its role in each client portfolio. Also, we diversify client investments to manage risk and avoid large losses.

    • Duty to control costs

      • We take steps to assure client resources are not wasted by unreasonable costs. Our “best execution” policy assures any commissions or fees clients pay to a third party broker/dealer (BD) for trade execution services are commensurate with the overall services received. And, our investment policies use sophisticated strategies and technologies to optimize income tax consequences for our clients, whenever possible.

    • Duty to monitor

      • At all times, our firm monitors our clients and their portfolios. This assures investments remain suitable even as their goals, circumstances and risk tolerances evolve over time.

  • A fiduciary is any person (or firm) in whom another places his utmost trust and confidence to protect and manage property on his behalf. A fiduciary relationship is created by agreement between the parties.

Disclosures

Click on the links below to find out more about Asset Planning & Management's Form ADV Part 2, Privacy Policy and Disclosure Statement. 

Company Info

Asset Planning & Management, Inc.

422 West Riverside Ave. Suite 722
Spokane, WA 99201
Phone: 509-838-4175 or 888-864-8827
Fax: 509-838-4206
Email: info@assetplanning.com